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Current rates on Shares/Loans/Credit Cards | ||
Rates: Effective as of May 1, 2013 | ||
| REGULAR SHARE CERTIFICATES | ||
| ($1000 minimum deposit) | ||
| TERM | APR | APY |
| 6 month | 0.15% | 0.15% |
| 12 month | 0.35% | 0.35% |
| 18 month | 0.55% | 0.55% |
| 24 month | 0.75% | 0.75% |
| 36 month | 0.95% | 0.95% |
| 48 month | 1.14% | 1.15% |
| 60 month | 1.34% | 1.35% |
| IRA SHARE CERTIFICATES | ||
| 24 month | 0.60% | 0.60% |
| 48 month | 1.00% | 1.00% |
| ROTH IRA CERTIFICATE | ||
| (no minimum deposit/add on feature) | ||
| 60 month | 1.19% | 1.20% |
| SAVINGS | ||
| Regular Shares | 0.10% | 0.10% |
| Clubs/Special | 0.10% | 0.10% |
| IRA Shares | 0.10% | 0.10% |
| Roth Shares | 0.10% | 0.10% |
| MONEY MARKET SHARES | ||
| 0.15% | 0.15% |
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Please refer to our account disclosures for detail information. Rates are subject to change without notice. Early withdrawal of funds from a certificate prior to maturity results in a penalty. Penalties are based on the actual amount withdrawn from the certificate. |
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| VEHICLES | ||
| New 100% financing | APR | Term |
| Auto | All Rates As Low As* | *Annual Percentage Rate (APR) is based on evaluation of applicant's credit. Your actual APR may differ. |
| 1.99% | 3 years |
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| Auto | 1.99% | 4 years |
| - | 1.99% | 5 years |
| -(Price $25,000 and up) | 3.99% | 6 years |
| N/A | N/A |
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| -(Price $30,000 and up) | 5.99% | 7 years |
| - | N/A | N/A |
Used NADA Value or Purchase Order |
APR | Term |
| - | 2.99% | 3 years |
| 2.99% | 4 years |
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| - | 2.99% | 5 years |
| (Price $25,000 and up) | 4.99% | 6 years |
| Vehicles over 7 models years old NADA value must be $5000 or more; motorcycles $1000 or more. | ||
New/Used Motorcycles |
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| New 100% of Purchase Price | APR | Term |
| 2.99% | Up to 5 years | |
| (Price $25,000 and up) | 3.49% | 6 years |
| (Price $30,000 and up) | 3.99% | 7 years |
| Used NADA Value | Up to 5 Model Years Old | |
| 3.99% | 4 years | |
| (Price $25,000 and up) | 4.24% | Up to 6 years |
New/Used RVs (Includes Boat, RVs, Airplane, Mobile Home) |
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| New | ||
| 7.99% | 3-4 years |
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| 8.49% | 5 years |
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| (Price $25,000 and up) | 8.99% | 6 years |
| (Price $30,000 and up) | 9.24% | 7 years |
| (Price $35,000 and up) | 9.49% | 12 years |
Used NADA Value |
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| 8.99% | 5 years |
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| (Price $25,000 and up) | 9.49% | 6 years |
| (Price $30,000 and up) | 9.99% | 12 years |
| HOME EQUITY (MD, DC, VA) | ||
| Fixed | ||
| Loan-to-value 85% | 4.49% | 1 to 60 months |
| 4.74% | 61 to 120 months | |
| 4.99% | 121 to 180 months | |
Loan-to-value 80% or less |
3.99% | 1 to 60 months |
| 4.24% | 61 to 120 months | |
| 4.49% | 121 to 180 months | |
| Variable - Prime less 0.50% | Floor - 4.00% Ceiling - 18.00% | 8-15 years |
| Credit Cards | ||
| VISA PLATINUM | APR | |
| Annual Percentage Rate | as low as 8.25% | |
SIGNATURE SECURED |
APR | |
| Tax Loan Special | 7.99% | |
| Signature | 9.99% | |
| Overdraft Protection | 11.49% | |
SHARE SECURED LOANS |
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| Savings Secured | 3.1% | |
| Certificated Secured | CD rate + 2% | |
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